Appreciated securities include stocks, mutual funds, bonds and other investment vehicles whose values are readily available from an established securities market. You can make an outright gift by giving shares of a stock, for example, or you can transfer them to a life income plan.
You may want to give appreciated securities if…
- You hold securities that you’ve had for at least a year.
- You hold securities that have increased in value.
- You hold securities that provide little or no income.
If you are not working with an advisor, please contact us so we can help you use your securities to support Rochester Regional Health.
Justine bought a $250,000 life insurance policy on her own life shortly after the birth of her first child – she now has four. She is extremely grateful for the maternity care she received from Rochester Regional Health and has wanted to say thank you with a significant gift.
For years she was reluctant to use her liquid assets to make the gift, but now that her children are in their 40s and 50s, they no longer need the financial protection the insurance policy provides. The policy has been paid-up for years, and has a cash value of more than $90,000. She speaks with her insurance agent to put her policy to a new, productive use as a gift to Rochester Regional.